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Foreclosure Timeline |
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| This timeline can play out in less than 180 days! Don’t Wait … Act Immediately … Contact Your Lender ! |
First 30-90 Days |
Owner is behind in mortgage payments. |
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30 Days Later |
Legal proceedings begin when mortgage company files complaint. |
28 Days |
Owner has 28 days from receipt of complaint to respond or file an answer. |
Within 5-30 Days |
Mortgage company attorney files motion for
default judgment if no answer is made.
Court can render default judgment decision.
Attorney files motion for judgment decree in
foreclosure.
Court can render judgment decree in foreclosure
decision.
Attorney files a legal form known as a praecipe with the clerk of courts ordering the sale of the property. |
Within 3 Days |
Within 3 days Clerk delivers praecipe to sheriff. |
During the Next 3 Months |
An appraisal is ordered and completed.
The sale date is set.
Sale is advertised in the Daily Reporter for 5 weeks |
Day of Sale |
Sheriff will auction property to highest bidder. |
Within 30 to 60 Days of Sale |
Confirmation of Sale (orders sheriff’s deed and gives
new owner right to file for writ of possession)
14 days after confirmation of sale the Sheriff’s deed
is issued.
New owner files for writ of possession.
Sheriff will give you 10 – 14 days to move out
of your home – this may be extended up to
30 days for hardship). |
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Helpful Websites:
www.sheriff.franklin.oh.us for Civil Real Estate Sales information
www.franklincountyohio.gov/clerk to keep track of your foreclosure status
*This should not be construed as legal advice. Please contact an attorney if you require such advice.
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Whom to Call 