Life Insurance Coverage

The following types of life insurance are available.

Basic Life: This group term life pays a benefit in the event of an employee's death due to illness or injury. This is provided at no cost to the employee.

Accidental Death & Dismemberment (AD&D): This coverage pays a benefit in the event of an employee's death or dismemberment resulting from an accident. The amount payable is determined by the loss. This is provided at no cost to the employee.

Supplemental Life: This is additional coverage an employee may purchase on the lives of their spouse, eligible dependent children and themselves. Coverage for the employee and spouse may be purchased in $10,000 increments up to the maximum amount allowed. $5,000 or $10,000 of coverage may be purchased for dependent children. Supplemental Life coverage pays a benefit in the event of death due to illness or injury.


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