How do I enroll in the medical plan?
You can enroll in the medical plan during the open enrollment period through the benefits portal at fccBenefits.com. If you are a new employee, you have 30 days from your start date to enroll.
What is the difference between in-network and out-of-network providers?
In-network providers have agreed to provide services at a negotiated rate, resulting in lower out-of pocket costs for you. Out-of-network providers can charge higher rates, and you may have to pay more.
How can I find an in-network provider?
Visit myuhc.com to search for in-network providers and facilities.
Are my premium contributions tax-deductible?
Yes, premium contributions are made on a pre-tax basis, which can lower your taxable income.
How do I access pain management services?
You can access pain management services by visiting in-network providers, utilizing telehealth options, or participating in our specialized programs like Kaia MSK and 2nd MD. Detailed information is available on myuhc.com.
What are the costs associated with pain management services?
The cost varies depending on whether you choose in-network or out-of-network providers. In network services typically have lower out-of-pocket expenses. Some services, like telehealth consultations, may be available at no cost.
How can I get a second opinion?
Utilize the 2nd MD program to consult with top specialists and get a second opinion on your diagnosis and treatment plan. More information can be found in the 2nd MD Flyer.
Can I receive therapy at home?
Yes, our home health care services include in-home therapy options to help manage pain and improve mobility in the comfort of your own home.